
Medicare Supplement Chart
Choose a plan that is right for you
Medicare Supplement Insurance policies complement your Original Medicare Parts A and B. They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.
There are many different types of Medicare Supplement policies available, however they are regulated so the benefits for these various policies (known as Plan A through N), are all the same regardless of which carrier sells it. However, premiums can vary great among carriers so it's important to shop around for the best costs and services from a reputable carrier.
True Choice Benefits works with many of the nation's top carriers and can help you find a Medicare Supplement plan or Medicare Advantage plan that offers maximum coverage at the lowest possible premium and out-of-pocket maximums.
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The Medicare Supplement Chart below shows national average benefits covered by Medigap policies in 2025.
The chart lets you compare benefits at a glance. Be sure to read disclaimers below the chart.
Yes = the plan covers 100% of this benefit
No = the policy doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable
If viewing on mobile, rotate to landscape and swipe left to right to see all columns.
Medigap Benefits | Medigap Plans | |||||||||
A | B | C | D | F Most Popular | G Most Popular | K | L | M | N | |
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Part B coinsurance or copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes*** |
Blood (first 3 pints) | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Part A hospice care coinsurance or copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Skilled nursing facility care coinsurance | No | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
Part A Deductible | No | Yes | Yes | Yes | Yes | Yes | 50% | 75% | 50% | Yes |
Part B Deductible | No | No | Yes | No | Yes | No | No | No | No | No |
Part B Excess Charge | No | No | No | No | Yes | Yes | No | No | No | No |
Foreign travel exchange (up to plan limits)*** | No | No | 80% | 80% | 80% | 80% | No | No | 80% | 80% |
Out-of-pocket limit*** | n/a | n/a | n/a | n/a | n/a | n/a | $7,220 | $3,610 | n/a | n/a |
*Plan F and G on the above Medicare Supplement chart offers a high-deductible plan. If you have this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,870 before your Medigap plan pays anything.
Note that as of January 1, 2020, Medigap plans sold to new people with Medicare aren’t allowed to cover the Part B deductible. Because of this, Plans C and F are not available to people new to Medicare starting on January 1, 2020.
**After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
***Foreign travel emergency coverage with Medigap policies has a lifetime limit of $50,000.
****Plan N on the above Medicare Supplement Chart pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
The above Medicare Supplement chart information was retrieved from Medicare.gov.
Disclaimers:
While Medicare premiums are the same in many states across the US, rates can and do vary in other states. The content above represents national averages, and some parts were retrieved from Medicare.gov.
True Choice Benefits and Shelly Winson are not part of the Federal Government Medicare System. The content in on this page has not been reviewed or approved by Medicare.
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Shelly Winson is an insurance professional with more than 30 years of experience. She specializes in helping people with the important, and complicated milestone of Medicare. Transitioning to Medicare is a complex process that requires truly understanding your options and the best Medicare solutions for your specific situation.
Most people don’t consider that one illness can quickly wipe out a nest egg without the proper coverage. Shelly can help you avoid the most common mistakes, saving you money in fines and penalties, as well as excessive out-of-pocket costs.
- There is never a fee for our guidance
- We help you assess your needs and match you with the best Medicare and Supplemental plan options for your specific circumstances.
- We make sure your preferred doctors are in your plan.
100%
-
Health
Advantage or Supplement Plan
-
Supplemental
Dental & Vision
-
Supplemental
Hospital, Accident
-
Supplemental
Critical Illness
-
Advocacy Benefits
Health & Wellness
-
Other
Legal & Travel Health
Request FREE Consultation

Shelly Winson is an insurance professional with more than 30 years of experience. She specializes in helping people with the important, and complicated milestone of Medicare.
Transitioning to Medicare is a complex process that requires truly understanding your options and the best Medicare solutions for your specific situation.
Most people don’t consider that one illness can quickly wipe out a nest egg without the proper coverage. Shelly can help you avoid the most common mistakes, saving you money in fines and penalties, as well as excessive out-of-pocket costs.
- There is never a fee for our guidance
- We help you assess your needs and match you with the best Medicare and Supplemental plan options for your specific circumstances.
- We make sure your preferred doctors are in your plan.
100%
-
Health
Advantage or Supplement Plan
-
Supplemental
Dental & Vision
-
Supplemental
Hospital, Accident
-
Supplemental
Critical Illness
-
Advocacy Benefits
Health & Wellness
-
Other
Legal & Travel Health